A friend sent this to my mailbox and couldnt resist the temptation to laugh. I am sure this is definitely not true but I respect the ingenuity of some people in coming up with this kind of joke. Anyway, have a feel of what I saw… I believe it will take the cold/heat off you.

A young Yoruba man walked into a bank in New York City and asked for the loan officer. He told the loan officer that he was going to Lagos on a vacation, for two weeks, and needed to borrow $5,000. The bank officer told him that the bank would need some form of security for the loan, so the Yoruba man handed over the keys to a new brand BMW 6 series. The car was parked on the street in front of the bank. The Yoruba man produced the title and everything checked out.

The loan officer agreed to accept the car as collateral for the loan. The bank’s president and its officers all enjoyed a good laugh at the yoruba man, for using an $80,000 BMW as collateral against a $5,000 loan. An employee of the bank then drove the BMW into the bank’s underground garage and parked it there.

Two weeks later, the yoruba man returned, repaid the $5,000 and the interest, which came to $15.41. The loan officer said, “Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a successful business man. What puzzles us is,why would you bother to borrow $5,000?”

The Yoruba man replied: “Where else in New York City can I park my car for two weeks, and pay only $15.41 and expect it to be there when I return?” The bank employees watched as he pulled out of the garage, windows down and sunroof open. Juju music blasting from his car, as he pulled away .